Design Bathrooms on a Budget Dreaming of a luxury bathroom, but have a limited budget? With some careful planning and drafting a plan will help in deciding what bathroom items can be refinished and what bathroom pieces have to be replaced. Creating a stunning ... Simple Teenage Discipline I don't mean teenage discipline is simple by no means. There are ways to deal with teenagers in a more calm way.A Dyfus social worker visited a person I know and don't want to put her name on a Blog. I thought it was fantastic information.This information ... The Top 7 Tips On How Kids Can Save Money & Stop Wasting All Their Allowance At The Candy Store Your 10-year-old son has just come back from the candy store, the day after you gave him his allowance with his pockets full of candy. Not that there's actually anything drastically wrong with that, as long as he brushes his teeth after & still eats his ...
A Single Parent Finds A Way To Teach Her Kids About Being "Savers" vs. "Over-Spenders"
I explained to them that each week I would give them their allowance, but not in the form of cash... but a check. We would go to the bank each week, fill out a savings deposit ticket (which they do, I supervise) and deposit most of the check. They need to give $1 per week in the offering at church; they would also need to deposit, at minimum, half of the check. The remaining portion, they could cash and spend as they like. Now when we go errand running and they come up to me and ask if I will buy them a toy or what I call an unnecessary item, I remind them that they have their allowance money and ask them if they are willing to spend their money on that particular item. The answer is almost always "No." Two important points: First, the reason I give them a check for their allowance instead of cash is because cash can be spent quickly and easily. A check is not really any good until you get it to the bank and cash or deposit it. This one little trip to the bank has forced them to s-l-o-w d-o-w-n their spending thoughts and habits. Especially when they look at their savings log after the bank teller has brought down their balance after adding in their deposit. Their faces just light up when they see how much money they have saved! By the end of the first year, they both had accumulated over $200. Second point, when I asked them why most of the time they decide against buying the item, their answer is usually, "I don't want it that bad." I was thrilled to see that they were learning what they wanted and didn't want and they weren't willing to spend money on those items! They are learning to tell the difference between their wants and needs. With a society consumed with credit card debt, I know that this lesson with handling money will payoff for them well into their adult lives. Copyright(c)2000 All rights reserved. You may reprint this article, I just ask that you keep all text, copyright information and url intact. Julie D. Raque http://www.matrixcoachingservices.com "Look at your life up till now, have you achieved all the goals you wanted to? If not, then you need Coach Raque!" Visit her website at http://www.matrixcoachingservices.com to receive a free coaching session. To learn more about Coach Raque also visit http://www.bestwishesoflouisville.com
About the Author Got Goals? Need Support? Julie is Your Goal-Achieving Coach! She helps women ACHIEVE their goals by guiding them through a 5-Step Program. Her clients can also expect to receive warm and empathetic support, to be inspired and challenged and to leave the session with an strategic-action plan. Together, they will have perseverance, persistence and tenacity in overcoming possible setbacks and challenges. Email matrixcoachraque@aol.com
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Omaggio figures out front in allowance CBSSports.com - Nov 19, 2008 By RON GIERKINK ETOBICOKE, Ontario - The versatile Omaggio could prove tough to catch in Thursday's Woodbine headliner, a second-level allowance-optional ...
