How To "Brand Yourself On A Shoestring Budget" We hope that the following article may be informative and helpful to your e-zine readers, or on your web site. You have permission to publish this article (formatted to 60 characters, approx) electronically or in print. If my article helps others "out ... Planning A Wedding On A Budget Weddings are expensive. I learned this myself three years ago when my wife and I were married. We only had about 60 guests, but when you add up the ceremony, reception, music, photographer, video, limos, tuxedoes and dresses, we still ended up spending ... Sticking to a Gift Budget at Christmastime The Christmas season is upon us, and with it one of the most difficult times to stick on a budget. It's so easy to go overboard on gifts for those you love. There's always some cute, cheap item that is just perfect, but when you find things like that over ...
Budgeting with Credit Cards
Budgeting, and keeping all of these various expenses under control just gets more and more difficult with the more options there are available and the more things you have to keep track of. However, simple household budgeting is still a good option for anyone who wants to keep their debts under control. The basic principle of budgeting is that your expenditure matches your income. It does not necessarily mean that you spend less money and make a lot of cutbacks in your lifestyle, although this is frequently what it entails.
Budgeting is more concerned with giving you the control you need to keep track of your expenses. There are a couple of ways in which you can make a budget and stick to it if you have credit cards. Credit cards give you a number of payment options for your convenience. You can set up a direct debit between your credit card company and your bank and inform them either to pay off the full amount on your statement each month, pay off the minimum amount on the statement each month, or pay a fixed amount against your credit card each month.
Paying the fixed amount is a very convenient way of budgeting, as you will know exactly how much each month will go to your credit cards. You simply select a sum that you can afford each month and have the bank transfer that against your credit cards. The only downfall of this method is that there is no guarantee that you will spend less than the amount you repay each month. So for example, if you are paying two hundred pounds against your card each month, but spending more than this, you will be building up a large credit card debt for yourself that you will have to repay at some stage in the future.
